You can continue to support the Sisters and their mission of unifying love and service to others after your lifetime by making a legacy gift. It would be our honor to be part of your legacy.
When considering your legacy, we recommend that you consult with your advisor(s) to help you choose the legacy gift that is best for you and your loved ones.
Include the Sisters in Your Will or Trust
One of the simplest ways to make a legacy gift is to name the Congregation of St. Joseph as a beneficiary of your will or trust. This can include gifts of appreciated assets such as real estate, some types of personal property and marketable securities. Our Sample Wills & Trust Language is available upon request. Please check with your advisor to see what is best for you and your loved ones. We can provide you or your advisor with our Sample Wills & Trust Language upon request.
Designate CSJ as a Beneficiary
You can name the Congregation of the Sisters of St. Joseph as a beneficiary of a tax-deferred retirement plan such as an IRA, 401(k), or403(b); a life insurance policy, or a commercial annuity. To learn more, or to request a change-of-beneficiary form, please contact your policy administrator. They will need our legal name, tax ID, and address which can be found at the bottom of this page.
Invest in a Charitable Gift Annuity
If you are at least sixty years of age, (or fifty for a deferred annuity), and plan to make a gift of $10,000 or more, a Charitable Gift Annuity (CGA) is a powerful way to support CSJ and receive guaranteed, fixed rate income for life – usually at above-market rates.
CSJ partners with the National Catholic Community Foundation (NCCF) to administer its gift annuities. You can fund a CGA with cash, securities, or a qualified charitable distribution (QCD) from your IRA. NCCF invests your gift and sends you (or you and one other person) fixed payments for life. After your life, 95% of the residual amount passes to the Congregation of St. Joseph.
Benefits of a CGA
- Make a significant gift during your lifetime.
- Enjoy the security of fixed payments for life.
- The amount depends on the size of your gift and your age.
The older you are, the greater the return. - You can provide income for you or you and one other person.
- Quarterly, semi-annually, or annual payment options.
- The amount depends on the size of your gift and your age.
- Receive tax advantages:
- Immediate tax deduction for a portion of your gift.
- Partially tax-free income payments.
- No upfront capital gains tax on appreciated securities (only a portion is reportable and tax payments are spread out across annuity payments).
- Annuities funded with a qualified charitable distribution (QCD) from your IRA do not have these tax advantages.
Join Our Heritage Society
If you choose to include the Congregation of St. Joseph in your legacy, you will be enrolled as a member of our Heritage Society and receive:
- A Certificate of Appreciation and a special gift commemorating our founders.
- A listing in the Heritage Society Honorary Registry (You can choose to be anonymous or to include a tribute in memory or honor of a Sister or loved one.)
- Prayers for the repose of your soul and remembrance in annual masses or prayer services.
- Recognition at donor receptions and other special events.
- Our exclusive Mission and Ministry newsletter.
To learn more or to share your plans, please contact: Melissa O’Leary,
Director of Development at moleary@csjoseph.org or 216-688-3474.
Our Planned Giving Brochure is also available as a resource.
Should you decide to include CSJ in your plans, we suggest that you download, complete and return our Legacy Gift Declaration of Intent. This will help us plan for the future and steward your gift.
